Compliance Examiner - Experienced

Federal Deposit Insurance Corporation
Government
Cedar Rapids, IA; Des Moines, IA; Sioux City, IA; Indianapolis, IN; Hays, KS; Wichita, KS; Wixom, MI; Columbia, MO; St. Louis, MO; Springfield, MO; Raleigh, NC; Grand Island, NE - On-site
Federal Deposit Insurance Corporation website
April 12, 2024
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Overview

These positions are located in the Division of Depositor and Consumer Protection of the Federal Deposit Insurance Corporation and provide support in the areas of conducting, supervising or directing examinations, investigations and other activities relating to consumer protection, civil rights and related enforcement responsibilities.

Additional selections may be made from this vacancy announcement to fill identical vacancies that occur subsequent to this announcement. 

Job Responsibilities

  • Conducts compliance examinations/reviews, i.e., reviews loan samples for technical compliance with Federal law (e.g., TILA, FHA, RESPA, ECOA, and HMDA).
  • Conducts Fair Lending reviews (i.e., reviews loan samples for compliance with Fair Lending laws and ECOA to determine if the bank is discriminating in its treatment of customers).
  • Assists bank management in formulating programs to address and correct deficiencies or problems identified.
  • Works closely with banks, bank trade associations, or community groups that have requested technical assistance in developing or refining compliance programs.
  • Prepares and submits comprehensive reports of examination (e.g., compliance examinations, CRA evaluations or Reports of Visitation), Assessment of Risk and Consumer Harm (ARCH), and other reports and documents.
  • Prepares examiner's comments and conclusions, including summary of findings under CRA compliance program and meeting with management, and incorporates bank management responses to initial findings of examinations into the final report of examination and documents the violations section of the report of examination, including categorization of violations.
  • Meets with and interviews bank management and personnel to discuss the scope of examinations; to determine and assess their knowledge and understanding of current law and regulations; to provide feedback regarding the examination; and, to discuss findings and recommended corrective action.

Qualifications

Qualifying experience may be obtained in the private or public sector. Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g. Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic, religious spiritual; community; student, social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience.  Additional qualifications information can be found here.
 
Experience: To qualify, applicants must have completed at least one year of specialized experience equivalent to at least the CG/GS-09 grade level or above in the Federal service.  Specialized experience is defined as experience conducting regulatory reviews, assessments, or audits of banking operations of financial institutions to determine compliance with Community Reinvestment Act (CRA) and/or consumer protection and Fair Lending laws/regulations.
 
or
 
Education: To qualify based on education; applicants must possess a doctoral degree (PhD or equivalent degree) or 3 years of progressively higher level full-time graduate education leading to such a degree, or a LL.M. in the following major field of study: accounting, banking, business administration, commercial or banking law, economics, finance, marketing or other fields related to the position. This education includes 24 semester hours in business administration, accounting, finance, marketing, economics, mathematics, or statistics with at least 6 semester hours in accounting.

or

Combining Eduation and Experience: Combinations of successfully completed education and experience may be used to meet total qualification requirements for the CG/GS-11 level.

Applicants eligible for ICTAP (Interagency Career Transition Assistance Program) must achieve a score of 80 or higher in the online assessment to be determined “well qualified” for this position. For more information, click here.

How to Apply

Please apply through FDIC's online application and reference your affiliation with the Evans Scholars Foundation. Once you apply, please click HERE to notify Cheryl Eichhorst (Marquette '09), Compliance Examiner at FDIC, and include your resume and interest in the position.